4 page research paper (argumentative persuasive)

It is considered a “mini” research paper, a cause and solution type style with a persuasive argument. 

Topic: Why US student loans debt is  bad and should be reduced or eliminated

4-6 pages, a minimum of 4 sources (1 source is required per page). 2 In Text Citations required per page, either quoted or paraphrased. At least 1 sources has to be Peer Reviewed, the rest can be Scholarly Reviewed. 

MLA 8 format

Outline and some sources included


How much a student loan actually costs you over the life of it.


That a student loan is not worth what you actually pay for it – not the monthly payment that you pay


If you had the option of having 5 millions dollars in 30 years… or taking out a loan to pay for school so you didn’t have to work, which would you choose?


Basic math. Look at what the monthly loan payment costs and invest that over 30 years… how much will you have?

 Fox, J., & Montalto, C. (2017). College Student Debt and Anticipated Repayment Difficulty. Human Development and Family Studies Publications , 47(2), 111-135. Retrieved from https://lib.dr.iastate.edu/cgi/viewcontent.cgi?referer=https://www.google.com/&httpsredir=1&article=1051&context=hdfs_pubs. 

 Friedman, Zack. “Student Loan Debt Statistics In 2019: A $1.5 Trillion Crisis.” Forbes, Forbes Magazine, 3 June 2019, www.forbes.com/sites/zackfriedman/2019/02/25/student-loan-debt-statistics-2019/#39ea9581133f. 

 Ulbrich, Timothy R, and Loren M Kirk. “It’s Time to Broaden the Conversation About the Student Debt Crisis Beyond Rising Tuition Costs.” American journal of pharmaceutical education vol. 81,6 (2017): 101. doi:10.5688/ajpe816101 

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